Journal-Diagonale

Vous êtes décidé vous lancer dans l’aventure de l’accession à la propriété mais vous ne savez pas par où commencer. En effet, difficile de cibler le bon projet quand on ne sait pas de quel budget on dispose. C’est le moment de rencontrer votre courtier en crédit immobilier, professionnel du crédit, qui va vous proposer la solution adaptée en fonction de vos besoins, de vos attentes et des contraintes de votre dossier. C’est grâce à sa connaissance des offres bancaires, à son expérience et son réseau de conventions bancaires qu’il va construire, à vos côtés, le plan de financement et surtout, négocier les conditions de votre emprunt.

Mais son rôle ne se limite à chercher les meilleures conditions du moment. Chez Empruntis l’Agence, nous avons à coeur depuis 10 ans à COLOMIERS et à L’ISLE JOURDAIN, d’accompagner et de suivre nos clients tout au long du projet : élaboration du plan de financement, négociation avec les banques, optimisation de l’assurance décès-invalidité, accompagnement en banque, lecture de l’offre de prêt, suivi du déblocage des fonds.

Avant de choisir votre courtier, vérifiez que ce professionnel dispose bien d’une assurance responsabilité professionnelle, demandez lui la liste des banques avec lesquelles il a des conventions et le montant de ses honoraires. Ceux-ci doivent être écrit dans le mandat qu’il vous fait signer et qui est obligatoire. En tant que membres d’un réseau national de courtiers, nous avons à EMPRUNTIS L’AGENCE un nombre important de conventions bancaires, que ce soit dans les banques traditionnelles, les établissements de crédit ou des banques en ligne.

Enfin, un courtier ne peut pas demander le paiement d’honoraires tant que les fonds n’ont pas été débloqués par la banque et aucune somme n’est due si le projet n’aboutit pas.

Le plus d’EMPRUNTIS L’AGENCE ? « Nous sommes les seuls courtiers à nous engager et à offrir à nos clients la Garantie du Meilleur Taux : Empruntis L’Agence, garant des meilleurs taux vous rembourse la différence de mensualité pendant 1/4 de la durée du prêt * « 

*voir conditions de l’offre en agence ou sur www.empruntis-agence.com

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